Helping You Take Control of Your Financial Future

Down-to-earth financial advice, tailored to you!

Ethical, independent financial advice

Your financial future deserves clarity and care. EF Planning offers independent, ethical advice for people across Geelong, Torquay and regional Victoria who want more than just numbers, they want understanding. We listen first, then guide you through the key stages of life: growing wealth, managing super, preparing for retirement and protecting those you love. Our approach is honest, transparent and focused entirely on your best interests.

Who We Work With

We proudly offer in-person financial advice across regional Victoria, including:

Torquay & the Surf Coast

Geelong

The Bellarine Peninsula

Ararat

Daylesford

Maryborough

Bacchus Marsh

Lake Bolac

and surrounding areas

Online Meetings Available

We’ve made it easier than ever to access expert financial advice from the comfort of your own home. At Elevate Financial Planning, we offer remote appointments Australia-wide — so whether you're in a busy city, a rural town, or somewhere in between, you can still receive the same high-quality, personalised support.

Our virtual services come with discounted pricing, making professional advice more accessible and affordable. All you need is a device and internet connection — we’ll handle the rest. Flexible, convenient, and tailored to fit your lifestyle.