Insurance & Family Protection

Life is unpredictable. Insurance and family protection strategies help ensure your loved ones are financially secure, no matter what the future holds. Whether it's safeguarding your income, covering medical expenses, or ensuring your family’s lifestyle is maintained, we help you build a safety net that gives peace of mind.

Insurance is more than just a policy—it’s a plan for resilience, security, and peace of mind. Life can change in an instant, and while we can't predict the future, we can prepare for it. A well-structured insurance strategy ensures that you and your loved ones are protected from financial hardship when the unexpected happens.

Why Insurance Matters

Here’s how insurance supports your family’s wellbeing:

  • Replace lost income due to illness, injury, or death
  • Cover medical and rehabilitation costs
  • Pay off debts and mortgages
  • Fund children's education
  • Maintain your family's lifestyle

We tailor protection strategies to suit your life stage, goals, and budget. Common types of cover include:



  • Life Insurance – Pays a lump sum to your beneficiaries if you pass away.
  • Total & Permanent Disability (TPD) – Provides financial support if you’re permanently unable to work.
  • Income Protection – Replaces a portion of your income if you’re unable to work due to illness or injury.
  • Trauma Insurance – Covers major illnesses like cancer, stroke, or heart attack.

Types of Cover We Advise On

Why Choose Elevate Financial Planning?

We take the time to understand your family, your financial commitments, and your long-term goals. Our advice is:


  • Personalised Insurance Advice
    We tailor every recommendation to your lifestyle, income, dependents, and financial objectives—ensuring your cover is both relevant and effective.
  • Comprehensive Protection Planning
    From life insurance and income protection to trauma and TPD cover, we assess all areas of risk to build a robust safety net for your family.
  • Transparent and Easy to Understand
    We explain the costs, benefits, exclusions, and policy structures in plain language—so you know exactly what you're getting and why it matters.

Ready to Protect Your Future?


Let’s talk about how we can help you build a protection plan that supports your family’s wellbeing. Book a free consultation today.